https://www.olycor.com/blog Practical writing on borrowing base certificates, receivables finance reporting, and trade receivables securitization. en-us https://www.olycor.com/blog/what-is-a-borrowing-base-certificate https://www.olycor.com/blog/what-is-a-borrowing-base-certificate What a borrowing base certificate is, what goes in it, how the calculation flows from gross AR to availability, and where teams get it wrong. Receivables finance Wed, 08 Jul 2026 12:00:00 GMT https://www.olycor.com/blog/receivables-finance-reporting-what-borrowers-submit https://www.olycor.com/blog/receivables-finance-reporting-what-borrowers-submit The reports receivables finance borrowers actually owe their lenders: certificates, agings, servicer reports, roll-forwards, and what audit-ready really means. Receivables finance Tue, 07 Jul 2026 12:00:00 GMT https://www.olycor.com/blog/eligible-vs-ineligible-receivables https://www.olycor.com/blog/eligible-vs-ineligible-receivables The eligibility tests that shrink gross AR into eligible collateral, a worked example from $22M to $16.7M, and the habits that keep ineligibles low. Receivables finance Mon, 06 Jul 2026 12:00:00 GMT https://www.olycor.com/blog/erp-data-to-bank-ready-borrowing-base-certificate https://www.olycor.com/blog/erp-data-to-bank-ready-borrowing-base-certificate A practical map from NetSuite and SAP fields to borrowing base certificate lines, the classic data breakages, and a step by step to a bank-ready output. Data Fri, 03 Jul 2026 12:00:00 GMT https://www.olycor.com/blog/aged-receivables-over-90-days-ineligible https://www.olycor.com/blog/aged-receivables-over-90-days-ineligible The 90 day aging rule explained: why lenders draw the line there, the cliff effect at day 91, cross-aging fallout, and what collections speed is worth in cash. Rules Wed, 01 Jul 2026 12:00:00 GMT https://www.olycor.com/blog/trade-receivables-securitization-reporting-guide https://www.olycor.com/blog/trade-receivables-securitization-reporting-guide How a receivables pool becomes funding availability: eligibility filters, excess concentration, the reserve stack, and what the servicer report contains. Securitization Tue, 30 Jun 2026 12:00:00 GMT https://www.olycor.com/blog/customer-concentration-limits-receivables-finance https://www.olycor.com/blog/customer-concentration-limits-receivables-finance How concentration caps work: a worked 10 percent cap example, the obligor identity trap, tiered caps by rating, and monitoring between certificates. Rules Fri, 26 Jun 2026 12:00:00 GMT https://www.olycor.com/blog/what-a-borrowing-base-certificate-proves https://www.olycor.com/blog/what-a-borrowing-base-certificate-proves A borrowing base certificate is only as trustworthy as the data and rules behind it. Here's what it really attests to, and the failure points that quietly create credit risk. Receivables finance Wed, 24 Jun 2026 12:00:00 GMT https://www.olycor.com/blog/cross-aging-contra-accounts-disputed-invoices https://www.olycor.com/blog/cross-aging-contra-accounts-disputed-invoices Three borrowing base adjustments that remove invoices that are not late: how cross-aging, contras, and disputes work, and how to find them first. Rules Mon, 22 Jun 2026 12:00:00 GMT https://www.olycor.com/blog/deterministic-by-design https://www.olycor.com/blog/deterministic-by-design AI is the right tool for interpreting messy receivables data and the wrong tool for computing a number a bank will lend against. The line between the two is the whole point. Product Fri, 12 Jun 2026 12:00:00 GMT https://www.olycor.com/blog/closing-the-overstatement-window https://www.olycor.com/blog/closing-the-overstatement-window Periodic, manually-assembled reporting creates a window where collateral can be overstated and nobody notices until a field exam. Continuous certification closes it. Risk Thu, 28 May 2026 12:00:00 GMT