TRADE RECEIVABLES FINANCE · VERIFIED

Your borrowing base, calculated and signed in minutes.

Borrowing base certificate software for trade receivables finance. Olycor turns raw receivables data into an audit-ready borrowing base certificate. Maximize liquidity, take control of your facility's data, and eliminate reporting risk, while banks get a source of truth they can trust.

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RECEIVABLES FEEDNORMALIZING
inv#0098 4,120.00 usd
Invoice 0098Eligible
cust: ACME co.,
Obligor — Acme CorpVerified
due 2026/13/02 ??
Due 2026-02-13Normalized
pastdue 91d 18,640
Aged > 90 daysIneligible
BORROWING BASE · AVAILABILITY SIGNED
$341,860,000
Reconciled to source ERP · generated in minutes
HOW THE NUMBER IS BUILT

From raw records to a defensible number.

Data is mapped, normalized, and run through your facility's rules — every value traceable back to the record and calculation behind it.

RAW DATA
  • ERP export
  • PDF remittance
  • CSV · email
  • Prior certificate
NORMALIZE
  • Obligor identity
  • Invoice + amount
  • Due date
  • Currency → base
APPLY RULES
  • Eligibility tests
  • Concentration limits
  • Dilution reserve
  • Loss reserve
CERTIFY SIGNED
AVAILABILITY
$341,860,000
Every figure traces to its source record and rule.
FOR BORROWERS

Your borrowing base, ready when you are.

Olycor turns raw receivables data into a signed, bank-ready certificate in minutes, so you unlock liquidity faster, skip the spreadsheet grind, and keep control of your facility's data.

Any data, any format

Connect ERPs or drop spreadsheets, PDFs, and emails. No months of integration projects to get started.

Bank-ready the first time

Standardized, signed output your lenders can verify: one format across every facility in a syndicate, not five templates to maintain.

Cut prep from days to minutes

The work that took your team days now runs in minutes, so you can take control of your liquidity at all times.

Defensible under review

Every value traces to its source record and calculation logic, so bank questions and variance commentaries are a one click answer, not a research project.

HOW IT WORKS

Messy inputs. Verified outputs. Deterministic calculations.

Olycor combines AI-assisted data interpretation with rule-based financial calculations to produce certificates banks can trust.

01INPUT

Raw data, however it comes

Connect ERPs, TMS systems, spreadsheets, PDFs, emails, or CSVs. No multi-month integration project required.

NetSuiteS/4HANAJD EdwardsWorkdayDynamicsPDF · email
02NORMALIZE

Agents interpret & structure the data

Olycor maps fields, classifies receivables, and detects exceptions across entities and systems.

03CALCULATE

Rules are applied deterministically

Eligibility criteria, reserves, roll-forwards, concentration limits, and waterfalls are computed exactly and repeatably.

04CERTIFY

Signed certificates are delivered

You get an auditable, reconciled, lender-ready certificate, and your bank gets a source of truth they can verify.

FACILITY TYPES

Works across trade receivables-backed debt facilities.

One platform for the reporting, verification, and certificate workflows behind modern trade receivables finance.

SECURITIZATION

Trade ABS & ABCP Conduits

Pool-level eligibility testing, rating-agency methodology, concentration limits, and reserve calculations.

FACTORING

Invoice Finance & Factoring

Invoice-level verification, debtor concentration, dilution tracking, and cross-aged receivables.

ASSET-BASED LENDING

ABL Revolvers

Borrowing base certificates, roll-forwards, advance rates, reserve deductions, and availability calculations.

SUPPLY CHAIN FINANCE

Supply Chain Finance

Buyer-approved payable verification, supplier data, and program-level reporting.

RECEIVABLES PURCHASE

Receivables Purchase Agreements

Eligibility screening, true-sale support data, pool reporting, and servicer reporting.

TRADE CREDIT

Trade Credit Facilities

Collateral reporting for bilateral and uncommitted trade lines.

TRUST & CONTROL

Built on trust and bank-grade standards.

Olycor is built for financial workflows where auditability, permissioning, source-level traceability, and reliability aren't optional, so the output holds up when your lender reviews it.

Source-level auditability

Every certificate value can be traced back to source records and calculation logic.

Signed outputs

Certificates are standardized, signed, and submission-ready.

Role-based access

Your team, your lenders, and reviewers each operate with controlled visibility over what they should see.

Deterministic calculations

Eligibility, reserves, and facility rules are computed consistently and repeatably, in accordance with the credit agreement.

Your data stays yours.

Receivables data is encrypted in transit and at rest, used only to produce your certificates. Never shared, never sold, and never used to train AI models.

Operational reliability

Built for recurring reporting cycles and on-demand submissions.

Olycor is in active development. Formal third-party certifications (SOC 2, ISO 27001) are on our security roadmap and are not yet attestable. We share our control implementations and roadmap directly with prospective customers under NDA.

FAQ

Frequently asked questions.

What is borrowing base certificate software?+
Software that automates the recurring report a borrower submits to its lender in a receivables-backed facility. It ingests receivables data, applies the facility's eligibility rules, advance rates, and reserves, and produces a signed certificate showing current availability, with every figure traceable to source records.
What data can Olycor work with?+
ERP exports from systems like NetSuite, SAP S/4HANA, Dynamics 365, JD Edwards, and Workday, plus spreadsheets, CSVs, PDFs, and email attachments. AI agents map and normalize the inputs; no integration project is required to start.
Does AI calculate the borrowing base?+
No. AI interprets and structures messy inputs. Eligibility tests, advance rates, reserves, and concentration limits are computed by a deterministic rules engine configured to the credit agreement, so the same inputs always produce the same output.
Which facility types does Olycor support?+
ABL revolvers, trade receivables securitization including ABCP conduits, factoring and invoice finance, receivables purchase agreements, supply chain finance, and trade credit facilities.

Bring a verifiable source of truth to your facility.

Olycor is onboarding borrowers looking to modernize receivables finance reporting, verification, and facility workflows. Sign up for early access below.

For finance and treasury teams running trade receivables-backed debt facilities.